Household Budget Simulator + Investment Simulation

If you'd like to start the simulation right away, please skip ahead to the Household Budget Simulator + Investment Simulation section!

Features and Benefits of the Household Budget Simulator

Take the First Step with Financial Visualization

Understanding your income and expenses is the starting point for building wealth.
This Household Budget Simulator visualizes your monthly finances, allowing you to easily simulate future asset growth.
The input process is simple, requiring no special knowledge or skills. You can start using it immediately, making convenience its greatest strength.

Three Key Features of This Tool

1. No Registration Required—Start Right Away

Unlike many household management tools or investment simulators that require account creation or registration, this tool lets you input your data and instantly view the results.
No need to enter personal information, so you can use it with peace of mind.

2. Simple and Intuitive to Use

Just input your income and expenses to see the following results:

• Calculation of Surplus Funds
  • Quickly understand your monthly surplus (disposable funds), helping you identify areas where you can cut unnecessary spending.
• Asset Growth Simulation
  • Visualize how your surplus funds will grow if invested over 1, 3, 5, 10, or even 20 years using bar graphs.
  • Perfect for setting long-term financial goals.

3. Completely Free to Use

There’s no cost to use this tool. You can evaluate your household budget and take the first steps toward building wealth without worrying about fees.

Who This Tool is For

• Those who want to understand their current financial situation simply and clearly.
• Those who wish to plan for future asset growth but struggle to visualize the specific numbers.
• Those looking for an easy-to-use tool that requires no registration or app installation.

Important Notes: For Simulation Purposes Only

This tool provides simulation results based on your current financial situation and assumed investment returns.
Please be aware that actual results may vary due to changes in income, expenses, or investment returns. Investments carry the risk of losing your principal, so please understand the risks before proceeding.

This tool serves as a guide for future financial planning. When making concrete plans, consider consulting a financial or investment professional for expert advice.

Ready to Start?

By visualizing your household budget and predicting future assets, this simulator supports your first step toward financial success.