Every Sunday, I provide a weekly asset report to track my financial progress. In this update, I’ll cover the following key topics:
- Changes in cash ratio and stock holdings: How portfolio adjustments affected overall asset value.
- Impact of yen appreciation and U.S. stock market downturn: How these macroeconomic factors influenced my investment strategy.
- Latest market trends and economic news: Key takeaways and how they shape my future decisions.
- Portfolio restructuring and new investment plans: Adjustments made for better risk management and growth.
Let’s dive into this week’s financial overview.
1. Asset Breakdown & Changes
Contents
Cash Holdings
- +37.74% increase in cash ratio
- I rebalanced my portfolio by reducing stock exposure, increasing cash reserves to hedge against market volatility.
- With the yen appreciating and stock markets uncertain, holding cash offers flexibility for future investments.
Stock Investments
- -5.89% decrease in stock holdings
- This was due to both market declines and intentional portfolio adjustments.
- The U.S. market slowdown, combined with a stronger yen, led to some losses in both Japanese and U.S. stocks.
- I will monitor market trends before reinvesting.
Mutual Funds
- -1.38% decrease but remained stable overall.
- My S&P 500 index fund investment continues as part of a long-term strategy.
Retirement Funds
- -1.76% decline due to partial cash withdrawal.
- I prioritize stability while keeping an eye on risk management.
Reward Points
- +1.58% increase
- I maximize credit card and cashback benefits to contribute to my asset growth.
2. Total Asset Overview
Total Asset Change: -1.61%
This week’s decline was mainly due to:
- Portfolio adjustments reducing stock exposure.
- Yen appreciation decreasing the value of foreign assets.
Key takeaway:
- Holding more cash allows flexibility for future investments.
- If U.S. stocks become undervalued due to yen appreciation, I will consider strategic purchases.
3. Market Trends & Economic News
Key Market Factors This Week
The main market influence this week was yen appreciation.
- Stronger yen hurts exporters, causing Japanese stocks to weaken.
- U.S. markets also struggled, impacting my U.S. stock holdings.
Given the uncertain environment, increasing cash reserves was a risk-conscious decision. The next step is to assess whether the yen will continue strengthening or if it will rebound.
Major Economic Events:
- Trump’s Tariff Announcement & BOJ Rate Hike Expectations
- The Nikkei index declined for the second consecutive week.
- Trump announced 25% tariffs on imports from Mexico and Canada and a 10% tariff on Chinese goods.
- The Bank of Japan (BOJ) hinted at a possible rate hike, strengthening the yen further.
- U.S. Market Decline (-444 Points on Dow Jones)
- The Federal Reserve delayed rate cut expectations, leading to market declines.
- Yen Hits 8-Week High Against USD
- The BOJ’s recent comments pushed the yen higher.
- This negatively impacted Japanese exporters.
4. Dividend Income Update
Dividend Received This Week: ¥41,124
Despite market fluctuations, I received dividends from one major company this week.
Company Clues:
- Headquarters: United Kingdom
- Sector: Consumer Goods
- Market: Listed in both U.K. & U.S.
- Dividend Frequency: Quarterly
- Key Feature: Strong cash flow & stable dividends
Year-to-Date Dividend Progress:
- Total dividends so far: ¥334,748
- Annual goal of ¥3,000,000: 11.16% achieved
Dividend Growth Over Time:
| Month | Dividend (¥) | Cumulative (¥) | Goal Progress (%) |
|---|---|---|---|
| January | 293,624 | 293,624 | 9.79% |
| February | 41,124 | 334,748 | 11.16% |
This steady progress reassures me that my dividend-focused strategy is working.
5. Portfolio Restructuring & Investment Strategy
Why I Increased Cash Holdings
- With recent market instability, I decided to reduce stock exposure and increase cash reserves.
- Holding more cash now allows me to seize future investment opportunities when valuations become attractive.
Portfolio Adjustments: Key Takeaways
- Increased cash ratio to manage risk
- Reallocated investments to more stable dividend-paying stocks
- Reduced exposure to companies with uncertain dividend policies
New NISA Investments
- I purchased ¥1.2M worth of index funds using the NISA Growth Investment quota.
- Additionally, I invested ¥1M in two new dividend stocks.
New Stock Purchases (Hints):
| Stock | Industry | Growth Factors | Dividend Characteristics | Portfolio Contribution |
|---|---|---|---|---|
| Stock 1 | Industrial & Energy | Global economic recovery & infrastructure investment | Stable and consistent payouts | Enhances cash flow stability |
| Stock 2 | Chemical & Plastics | Economic rebound & new technology adoption | High dividend yield | Strengthens portfolio resilience |
Final Thoughts: Market Outlook & Strategy
This week, my portfolio saw a temporary dip, but the strategic cash increase provides flexibility for future investments.
Key Takeaways:
- Total asset change: -1.61%, primarily due to cash allocation & yen appreciation.
- Dividend income remains strong, and the compounding effect continues.
- Portfolio adjustments were necessary to prepare for market fluctuations.
- New NISA investments focus on long-term growth.
Going forward, I’ll monitor market conditions closely and deploy cash reserves strategically when opportunities arise.
🔔 Stay tuned for next week’s update!
How did your portfolio perform this week? Let’s discuss in the comments.
