divre-life

Welcome to my blog, where I share my journey of leveraging dividends to create financial freedom and life choices as a factory worker. Last year, I achieved a milestone: earning ¥19 million (after taxes) in dividends. But this is just the beginning. By combining dividend investing with side hustles, certifications, and skill-building, I’m striving for even greater financial security and opportunities. In this post, I’ll share specific strategies for managing risk while increasing income and expanding life’s possibilities. The Freedom Created by Dividend Income As a factory worker earning an annual salary of approximately ¥5 million, balancing finances with a ...

Rural vs Urban: 5 Key Facts to Know Before Choosing to Buy a HomeJanuary 27, 2025 Owning a home is one of the biggest decisions most people make in their lives. In rural areas, the mindset that "homeownership is the norm" remains deeply rooted. However, I currently choose to rent. This decision is largely influenced by the perspective I’ve gained through investing—viewing a home through the lens of asset value. In this article, I will delve into why I lean toward renting, discussing the realities of rural real estate markets and incorporating an investment-oriented viewpoint. By sharing concrete data and ...

Weekly Asset Management Report: Growth Rate, Dividends, and Reinforcement of Reinvestment Progress Overview of the Week This week, our overall portfolio performed steadily, with consistent dividend (distribution) income contributing to financial growth. A portion of these dividends was reinvested, further strengthening the cycle of wealth accumulation. In last week's report, "Enhancing Life with Dividends of ¥158,175 | Asset Management Report for Week 3 of January 2025", we discussed how dividends have been used to improve our quality of life. This week, the positive impact of this approach has continued, as reflected in the progress of total asset growth, detailed dividend ...

My Journey with Dividends In 2019, I began implementing a dividend reinvestment strategy in earnest, starting with approximately ¥100,000 in annual dividends. Fast forward to 2024, and that amount has grown nearly twentyfold to ¥1.9 million in just five years. The key to this growth? Relentlessly reinvesting my dividends. By maintaining a frugal lifestyle and focusing on building my wealth, I was able to achieve this remarkable progress. Recently, however, I’ve started to consider not only “growing” my dividends but also “enjoying” them. Exploring how to use dividends has opened up new possibilities in my financial journey. For those just ...

When starting out in investing, most people rely heavily on "other people's advice." I was no different. In the beginning, I consumed investment-related content from influencers on X (formerly Twitter) and YouTube, paying close attention to their recommendations. However, I now rarely refer to such sources. The reason is simple: in today’s world of overwhelming information, failing to filter and select what’s truly important can drown you in noise and make you lose sight of what matters. This article explores how to navigate the sea of information, identify "truly essential insights," and develop an investment style tailored to your own ...

Lessons Learned from Short-Term Trading Failures In my previous article, I shared my experience of losing $140,000 in short-term trading, where my initial investment of $300,000 dwindled to just $160,000. At the time, I was chasing quick profits, reacting emotionally to market fluctuations, and repeatedly making poor decisions like panic selling. These mistakes taught me the harsh realities of stock trading. Mentally exhausted, I found myself at a crossroads: should I give up on investing entirely, or should I search for a new, more sustainable approach? Despite the setback, I knew I needed to grow my assets, so I decided ...

Introduction: Viewing Time as an Investment When managing financial assets, you come to appreciate the power of compound interest—investing money and watching it grow over time. This mindset has profoundly influenced my life, leading me to realize that time is also an investment. When used wisely, it can multiply your knowledge and opportunities, much like compound interest. Pursuing certifications or acquiring new skills might feel like taking baby steps initially. But as these efforts accumulate and synergize, they yield significant long-term returns. In this article, I’ll explore how embracing the concept of “time as an investment” can open doors to ...

Achieving Double Dividend GrowthDoubling your dividend income in just a year is no small feat. While this milestone is certainly rewarding, it also presents an opportunity to reassess the balance between risks and rewards. In this article, we’ll explore the factors behind this growth, the challenges encountered, and the lessons learned along the way. We’ll also touch on diversification strategies, the use of simulators for financial planning, and practical insights to help you achieve similar results. The Success of Dividend Growth: Key Highlights Comparing Last Year to This Year In January of last year, my dividend income was approximately ¥100,000. ...

Investing consistently brings both small wins and challenges every week. Over the past week, market fluctuations and new opportunities reminded me of the depth and excitement of investing. Moments like receiving dividend payouts are particularly rewarding—they are tangible proof of the work and strategies put in. Considering how investments contribute to everyday life and enrich it is one of the greatest joys of being an investor. For a more detailed view of last week’s developments, you can read this article: [“Weekly Asset Management Report | Achieving ¥1.9 Million in Dividends”]. Now, let’s dive into this week’s updates on asset management ...

As an “extreme investor,” I’ve been steadily building wealth through dividend reinvestments. But here’s a little secret: I’ve dipped my toes into cryptocurrency. For me, cryptocurrency is an experimental venture, a way to explore a completely new asset class. Among the cryptocurrencies out there, Ripple (XRP) has caught my attention. In this article, I’ll share why I’ve chosen Ripple, what makes it unique, and what you need to know before diving in. 1. What is Ripple (XRP)? Ripple is a type of cryptocurrency, primarily designed to revolutionize international money transfers. Think of it as “a super-fast digital solution for sending ...