divre-life

When starting out in investing, most people rely heavily on "other people's advice." I was no different. In the beginning, I consumed investment-related content from influencers on X (formerly Twitter) and YouTube, paying close attention to their recommendations. However, I now rarely refer to such sources. The reason is simple: in today’s world of overwhelming information, failing to filter and select what’s truly important can drown you in noise and make you lose sight of what matters. This article explores how to navigate the sea of information, identify "truly essential insights," and develop an investment style tailored to your own ...

Lessons Learned from Short-Term Trading Failures In my previous article, I shared my experience of losing $140,000 in short-term trading, where my initial investment of $300,000 dwindled to just $160,000. At the time, I was chasing quick profits, reacting emotionally to market fluctuations, and repeatedly making poor decisions like panic selling. These mistakes taught me the harsh realities of stock trading. Mentally exhausted, I found myself at a crossroads: should I give up on investing entirely, or should I search for a new, more sustainable approach? Despite the setback, I knew I needed to grow my assets, so I decided ...

Introduction: Viewing Time as an Investment When managing financial assets, you come to appreciate the power of compound interest—investing money and watching it grow over time. This mindset has profoundly influenced my life, leading me to realize that time is also an investment. When used wisely, it can multiply your knowledge and opportunities, much like compound interest. Pursuing certifications or acquiring new skills might feel like taking baby steps initially. But as these efforts accumulate and synergize, they yield significant long-term returns. In this article, I’ll explore how embracing the concept of “time as an investment” can open doors to ...

Achieving Double Dividend GrowthDoubling your dividend income in just a year is no small feat. While this milestone is certainly rewarding, it also presents an opportunity to reassess the balance between risks and rewards. In this article, we’ll explore the factors behind this growth, the challenges encountered, and the lessons learned along the way. We’ll also touch on diversification strategies, the use of simulators for financial planning, and practical insights to help you achieve similar results. The Success of Dividend Growth: Key Highlights Comparing Last Year to This Year In January of last year, my dividend income was approximately ¥100,000. ...

Investing consistently brings both small wins and challenges every week. Over the past week, market fluctuations and new opportunities reminded me of the depth and excitement of investing. Moments like receiving dividend payouts are particularly rewarding—they are tangible proof of the work and strategies put in. Considering how investments contribute to everyday life and enrich it is one of the greatest joys of being an investor. For a more detailed view of last week’s developments, you can read this article: [“Weekly Asset Management Report | Achieving ¥1.9 Million in Dividends”]. Now, let’s dive into this week’s updates on asset management ...

As an “extreme investor,” I’ve been steadily building wealth through dividend reinvestments. But here’s a little secret: I’ve dipped my toes into cryptocurrency. For me, cryptocurrency is an experimental venture, a way to explore a completely new asset class. Among the cryptocurrencies out there, Ripple (XRP) has caught my attention. In this article, I’ll share why I’ve chosen Ripple, what makes it unique, and what you need to know before diving in. 1. What is Ripple (XRP)? Ripple is a type of cryptocurrency, primarily designed to revolutionize international money transfers. Think of it as “a super-fast digital solution for sending ...

Lessons Learned from Losing $30,000 in Short-Term Trading Introduction In my previous article, "The Making of an Extreme Investor: From Saving Obsession to Financial Freedom", I shared my journey from a cautious saver to an ambitious investor. In this sequel, I delve into my experience with short-term trading—starting with beginner's luck, experiencing significant losses, and ultimately uncovering lessons that shaped my long-term investment strategy. 1. Beginner’s Luck with Short-Term Trading: My Experience with Tera Stock I first ventured into short-term trading after studying technical analysis. Convinced that “reading charts” was the key to success, I used MACD and moving averages ...

Hello! Today, I’d like to share insights from my experience as an “extreme investor” with a portfolio achieving a 9.66% annual return. This article explores the concept of using dividend income to cover education costs, drawing from real education expense data and incorporating my unique investment approach. Let’s dive into how dividends can become a powerful force to secure your family’s future.

Wage increases, or "base-up" adjustments, have become a hot topic. In 2024, the wage hike rate reached a remarkable 5.17%, the highest level since 1991. While this may appear to signal better living standards, the reality is that rising costs and tax burdens often overshadow these benefits.This article explores the potential of dividends as a complementary approach to achieving financial stability, beyond relying solely on wage increases.

The Current Inflation Landscape Inflation is taking a significant toll on our daily lives. Rising prices for groceries, utilities, and fuel are directly impacting household budgets. For instance, grocery shopping that once cost around 8,000 yen now typically exceeds 10,000 yen, underscoring the tangible effects of inflation.